Our experienced benefits professionals take the time to understand your business. They bring bold thinking and industry expertise to help you stay on top of regulations and economic trends and focus on your first priority—recruiting and retaining the best employees.
Group Health Insurance
In general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.
Group Dental Insurance
Offering your employees a comprehensive dental plan adds an attractive element to your benefits package. We’ll work with you to design coverage that gives your employees dental care at a reasonable cost.
Group Vision Insurance
Good eye care can help diagnose more serious health problems. We’ll help you find a vision plan that works for you and your team.
Critical Illness Insurance
No one wants to think about getting cancer, having a heart attack, or suffering a stroke. Illnesses like these can be devastating for your employees and their families in many ways, not the least of which is financially. Even with health insurance, situations like these can leave someone owing tens of thousands of dollars in medical bills. Critical illness insurance can help.
Disability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
Group Voluntary Benefits
Even if you’re unable to offer healthcare benefits, you can give your employees the opportunity to secure valuable coverage at significantly lower rates than they’d pay as individuals. We’ll help you give your employees more.
Life and Accidental Death and Dismemberment Insurance
Some employees may want coverage that goes beyond life insurance or workers’ compensation. They want to be covered in the event of an accident, on or off the job. We can provide that added financial protection.
Long-Term Care Insurance
Offering long-term care insurance as an employee benefit can be an integral part of your strategy to recruit and retain the best talent, contain costs, and enhance employee productivity. We’ll guide you through the process.
A well-designed and well-managed 401(k) plan is a great way to attract and retain quality employees. We’ll help design a 401(k) plan that gives your business a competitive edge.
Group Accident Insurance
With the cost of major medical health insurance on the rise year after year, it gets increasingly harder to offer employees a robust benefits package. Plans such as group accident insurance are an easy way to add value. Whether paid for by the employer or employee, the end result is financial protection for your employees when an accident occurs.
Group Hospital Insurance
The costs of a hospital stay can add up quickly, regardless of the reason for admission. Even with health insurance, deductibles and copayments can push out of pocket expenses into the tens of thousands of dollars. If an ambulance ride, emergency room visit, or ICU care are involved, the costs can climb even higher. Unfortunately, most families aren’t financially prepared to deal with these medical bills.
Flexible Spending Account
Healthcare can get expensive. We can enhance your employee benefits package with a Flexible Spending Account that helps your employees save money on everyday healthcare expenses.
Health Reimbursement Arrangement
A health insurance plan, no matter how rich it is, will always have things it doesn’t cover. Dental and vision plans can be very beneficial to employees, but not necessarily in the budget for employers. Employers can essentially self-insure these and other coverage gaps through health reimbursement arrangements.
Health Savings Account
As the cost of healthcare and providing benefits to employees continues to rise, employers need to explore options beyond the traditional health insurance plan. Offering your employees a health savings account can be a cost-effective way to enhance your benefit plan while providing both immediate and long-term value.
Employee Assistance Plan
An employee’s emotional well-being can affect work performance, impacting the company’s bottom line. We’ll help you design a program that supports a happy, healthy, and productive workforce.
If your business provides health insurance plans to your employees, consider including group telemedicine services as part of your employee benefits package. Your business relies on having a qualified team, but having them stay healthy and active in their health care can help you maintain your team, increase productivity, and reduce sick days. Group telemedicine services do just that, making virtual doctor visits easy, accessible, and convenient for your team.
Areas served: CHARIS Insurance Group offers employee benefits to businesses in Lancaster, PA, Lititz, PA, Ephrata, PA, Lebanon, PA, Manheim, PA, Reading, PA, Morgantown, PA, Palmyra, PA, Leola, PA, and Hershey, PA.