Municipal Risk

There are a number of challenges that face today’s municipalities and other entities within the municipal sector. Not all insurance carriers or agents are created equal. If you are in the municipal sector your program should be handled by both an agent and a company that can help you navigate the ever changing exposures that you may face.

At CHARIS Insurance Group we have partnered with a number of companies who have developed special products to address these unique needs.

You need to be aware of how your policies will or wont protect you in the case of water back up in a tax payers home, or if a lawsuit is brought against your police department, just to name a few. What if too much of a chemical is accidently put in the drinking water? How are your elected public officials and municipal staff protected for the decisions they make in there elected or hired roles? At CHARIS Insurance Group we would love to help you answer these questions, and help develop a plan to make sure we are addressing possible exposures ahead of time to minimize or mitigate them prior to a loss.